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Terms of Service

Effective Date: June 2025

Welcome to qmoat.com (“we,” “us,” or “our”). By accessing or using this website, you agree to be bound by the following Terms of Service. If you do not agree with these terms, please do not use our website.

1. Purpose of the Website

qmoat.com provides academic and educational content focused on company research, valuation methods, and related financial and business topics. All materials are for informational purposes only and are not intended as investment, financial, or professional advice.

2. Use of Content

All content on this site—including text, graphics, downloadable materials, and tools—is the intellectual property of qmoat.com, unless otherwise indicated.

You may:

  • Access and use the content for personal, educational, or non-commercial academic use

You may not:

  • Copy, reproduce, distribute, or exploit any content for commercial purposes
  • Modify the content or present it as your own work
  • Use automated tools (e.g., bots, scrapers) to access or extract data from the website

3. No Investment Advice

Although our content may include company analyses, valuation examples, and financial data, none of it constitutes investment advice. We do not recommend or endorse any financial product or strategy. All financial or investment decisions should be made in consultation with a qualified professional.

4. Limitation of Liability

We make every effort to ensure the accuracy of the information provided on qmoat.com. However, we do not guarantee its completeness, reliability, or timeliness. We are not liable for any direct or indirect damages arising from:

  • Use or misuse of the information on this site
  • Technical issues, outages, or errors
  • Third-party links or external content

The website is provided “as is” and “as available,” without warranties of any kind.

qmoat.com may contain links to third-party websites. We do not control or assume responsibility for the content, policies, or practices of any external site. Use them at your own risk.

6. Changes to These Terms

We reserve the right to update or modify these Terms of Service at any time. Changes will take effect upon being posted on this page. By continuing to use the site after changes are published, you accept the revised terms.

7. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with Swiss law. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Zurich, Switzerland, unless otherwise required by mandatory provisions of Swiss law.